Why Banks Check Salary Loan eligibility calculation EMI affordability assessment Employment stability verification
What Lenders Look For 1. Regular credits : Same employer name 2. Consistent amount : Similar salary each month 3. Credit date : Regular timing 4. Employer name : Matching Form 16
For Visa Applications 6 months statements required Minimum balance maintenance Regular salary credits No bounced cheques
StatementGPT highlights salary credits automatically for easy verification.